Credit Programs

Requirements for $5,000 to $300,000 Lease

  • No Financial Statements Required – although can be helpful.
  • Time in Business: Minimum two years.
  • Signed Credit Application: Includes personal information on officers.
  • Bank Statement Requirement: Three months of bank statements.
  • Bank Reference: With phone, contact name and account number.
  • Personal Guarantees: Majority shareholders required on closely held organizations.
  • Approval Time: 24-to-48-hour approval with complete information.

Commercial and Master Lease Lines – $50,000 to $10,000,000

  • Signed Credit Application: including complete bank, trade and like-term debt references.
  • 3 Years Financial Statements: with matching tax returns if statements are not audited.
  • Year to Date Interim Financial Statement: if year-end is more than 120 days old.
  • Personal Tax Returns: last 2 years on proprietors, partners, and major shareholders, if closely held corporation.
  • Personal Financial Statement: on proprietors, partners, and major shareholders, if closely held corporation.
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